<\/span><\/h2>\nThe first step in getting the best credit card for you is to check your credit report to see where you stand. As a rule of thumb, the better your credit score, the more opportunities open for you. So, for example, you can apply for any number of cards and qualify for those with reasonable rates and perks.<\/span><\/p>\nObtain your free credit report from one of the three major credit bureaus: Equifax, Experian and TransUnion. You can also sign up online to access your credit report. Once you have your report in hand, thoroughly examine it for the specifics. If you notice any errors, you must immediately report them so they can be corrected or deleted from your credit report.<\/span><\/p>\nIf you have a good, excellent credit score, you\u2019re already in good shape to find your next credit card.<\/span><\/p>\n